Privacy Policy

Effective date: September 19, 2026

This policy explains what information CoverageGap ("we," "us," "this site") collects, how it's used, and the choices you have. By using this site, you agree to the practices described here.

Information the calculator uses

The numbers you enter into the disability insurance calculator (salary, coverage details, savings, and so on) are processed entirely in your own browser to produce your result. They are not sent to our servers, stored in a database, or shared with anyone. If you close or refresh the page, that information is gone.

Information collected automatically

Like most websites, our hosting provider automatically logs standard technical information when you visit, such as your IP address, browser type, general device information, and the pages you view. If we add an analytics tool such as Google Analytics in the future, this policy will be updated to say so before that tool starts collecting data.

Cookies and advertising

This site uses Google AdSense to display advertising. Google and its partners use cookies — including the DoubleClick DART cookie — to serve ads based on your prior visits to this site and other sites across the web.

• You can opt out of personalized advertising by visiting Google Ads Settings.
• You can also opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.
• For more detail on how Google uses information from sites that use its services, see How Google uses information from sites or apps that use our services.

Most browsers let you block or delete cookies through their settings. Blocking cookies may affect how ads are shown but won't affect your ability to use the calculator itself.

Third parties

We work with third-party service providers — such as Google (AdSense, Analytics) and our web hosting provider — who may process limited technical data on our behalf, under their own privacy policies. We do not sell your personal information to anyone.

Children's privacy

This site is not directed at children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we'll remove it.

Your choices

Because the calculator doesn't store or transmit your inputs, there's no personal calculator data to request or delete. For questions about analytics or advertising cookies, use the opt-out links above, or your browser's privacy settings.

Changes to this policy

We may update this policy from time to time. Changes will be posted on this page with a new effective date.

Contact

Questions about this policy? Contact us.